Our Services

  • Personal Contract Purchase
    Personal Contract Purchase is highly attractive and increasingly popular. It combines low, fixed monthly payments with exceptional flexibility at the end of the agreement. more..

  • Hire Purchase
    Hire purchase is a simple, straightforward way to spread the cost of buying a new car. more..

  • Hire Purchase With Balloon
    Hire purchase with a balloon offers lower monthly payments than normal hire purchase. Instead, at the end of the agreement, you can make a final lump sum payment (or 'balloon') to own your car. more..

  • Balanced Payments Plan
    Balanced payment is a finance option resembling Hire Purchase (HP) for contracts over £25K. Unlike HP, where interest is fixed, balanced payment tracks changes in the finance house base rate. As rates fall or rise, so does the interest charge you pay over the period of the contract. more..

  • Gap
    A vehicle is stolen every minute in the UK. Over a third of vehicles are never found. Over 500,000 vehicles each year become total losses. Adequate insurance protection is vital. more..

  • Credit Protection
    All finance payments represent an ongoing credit commitment. Whilst your vehicle repayments are affordable now, it's important to consider what would happen should your personal circumstances suddenly change. more..

  • Warranties
    Before buying a car - especially a prestige marque - it pays to check the warranty position carefully. The vehicle may have cover from the manufacturer. When does it expire? A dealer may offer an extended warranty from an independent provider. How comprehensive is it? A private vendor may offer no warranty protection at all. more..
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